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Your Credit and the Mortgage Process >> Other Credit Factors
 

Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage. They also consider:

* Income stability
* Employment history
* Monthly debts in relation to your income
* Savings amount and methods
* Mortgage type
* Property type and value
* Down payment amount
* Timeliness of rent and utilities payments

 
 
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